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A bankruptcy lawyer discusses the pros and cons of bankruptcy. Learn about it from a company of Chapter 7 bankruptcy lawyers and Chapter 13 attorneys.

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Times are getting tougher out there; money is tighter and wages are slim. If you’re in a position in which you’re unable to repay your outstanding debt, you might have considered filing for bankruptcy—that is, declaring in the eyes of the law that you are unable to pay your debt. While to many, significantly reducing or eliminating all monetary debt might seem like a dream come true, it isn’t something to take lightly. It does come with heavy consequences to your credit. Only a trusted bankruptcy lawyer or business lawyer like those at JD Haas can help determine if the process is right for you and your financial situation.

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If you have hit the point in your financial life where you’re looking to file for bankruptcy, it’s important to consult a legal team. If applicable, many people will file for either Chapter 7 or Chapter 13 bankruptcy with the help of a reputable attorney. However, there are alternatives to filing for bankruptcy, so it’s important to explore all of these options before you file for bankruptcy.

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Deciding when it’s time to declare bankruptcy may be more difficult than filing for bankruptcy itself. Not only is it difficult to bring yourself to take action, but it’s also difficult to know where you stand. The best way to know for sure is to consult an experienced law professional. At JD Haas & Associates, PLLC, we can analyze your records in-depth and determine whether it’s time to file for bankruptcy. Here, our legal experts will lay out some markers that may signal it is time to file for bankruptcy.

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A Chapter 7 bankruptcy attorney in Minneapolis can help you file your claim and work with your courts to discharge your bankruptcy. JD Haas & Associates, PLLC can help you with your bankruptcy.

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