Every legal matter is made up of several components. First, you have the litigants and their attorneys and second, you have the allegations made by each party. From there the things you decide to bring to light in your case will vary, depending on the facts. In order to establish a fact pattern that makes sense, you will need to rely on reliable pieces of evidence. Evidence comes in many different forms. For example, you can have eyewitness testimony or you may rely on your own retelling of the facts in order to prove your side of the case. There is usually also paper documentation that supports what witnesses say, and photos to go along with the documents. Gathering all of this data is a challenging undertaking, but with the right personal injury attorney by your side you need not worry that important information is overlooked.
If you have been in an accident and suffered a personal injury, you probably have questions about how the process works. You may also be wondering what information you are allowed to ask for at the scene. In particular, the question of whether you can ask about insurance is likely playing on your mind. This is because in most trials it is not permissible to bring up insurance, since it is thought to create a misperception with the jury that just because insurance is paying for the damages, there should be no weight given to the evidence presented. This thought process is flawed, but is one that most people have heard. That said, you are allowed to exchange insurance information at the scene of an accident, and should do so for the following reasons:
- It is necessary to know the carrier so a valid claim can be made.
- If you are able to obtain the agent’s name, the process will go faster because the agent will be able to easily identify their insured customer.
- When you know not only the carrier and agent information, but also the policy number, your claim will be routed to the appropriate adjuster right away. This reduces not only the time it takes to get a claim initiated, but ensures the claim is being handled by a person with authority to make decisions about your demand.
You should also be prepared to provide this same information to the other driver, and expect the other driver to claim the accident was your fault. When this happens, the adjusters often get into a debate over whom to hold accountable for the accident. This is when having a skilled personal injury attorney on your side really helps. Our job is to present the evidence in support of your version of events, and aggressively pursue full and fair compensation for your injuries.
If you have been in an accident, call our office to learn what steps to take next. Let an experienced attorney help you figure what is best for you. Call a Bloomington, Minnesota personal injury attorney today.