Most days of the year, Minnesota is a scenic state in which residents and visitors alike want to get outside and enjoy some fresh air. Many people choose to travel by foot in order to soak in their surroundings.
As the Office of Traffic Safety (OTS) notes, drivers in Minnesota are required to stop for pedestrians crossing at marked crosswalks as well as intersections without crosswalks or stop lights. Many pedestrian accidents in Minnesota involve some kind of driver negligence.
Did you suffer serious injuries or was your loved one killed in a pedestrian accident in Minnesota? You will want to contact JD Haas & Associates as soon as possible.
What Happens When a Driver is Uninsured in Minnesota
Minnesota requires all licensed drivers to maintain the following minimum amounts of automobile insurance coverage:
- Personal Injury Protection (PIP) — $40,000 per person per accident;
- Liability — $30,000 for injuries to one person, $60,000 for injuries to two or more people,
- $10,000 for property damage;
- Uninsured — $25,000 for injuries to one person, $50,000 for injuries to two or more people
- Underinsured — $25,000 for injuries to one person, $50,000 for injuries to two or more people
Unfortunately, some drivers operate without valid insurance policies. In such cases, victims may still have options.
In most cases, a pedestrian accident victim can file a claim with his or her own insurance company when a driver does not have any insurance. Keep in mind that an insurer may contest your claim, regardless of how long you may have been a customer.
Damages for Minnesota Pedestrian Accidents
PIP coverage is also known as no-fault coverage. PIP coverage allows people to be covered for expenses resulting from injuries they suffered in crashes.
The minimum PIP coverage required in Minnesota is $40,000, and half of that is allocated for medical bills while the other $20,000 is dedicated to non-medical expenses. Benefits may cover lost wages, replacement services, or funeral expenses.
A PIP claim generally needs to be filed within six months of the accident. Many of these same rules as they relate to uninsured drivers also hold true for hit-and-run pedestrian accidents as well.
Any person who is involved in a pedestrian accident in Minnesota should avoid making any kind of recorded statement to any insurance company—whether it is his or her own insurer or the negligent driver’s—until he or she has legal representation.
Find a Pedestrian Accident Lawyer in Bloomington, MN
If you sustained severe injuries or your loved one was killed in a pedestrian accident in Minnesota, it is in your best interest to immediately retain legal counsel. JD Haas & Associates can fight to make sure you get all of the compensation you are entitled to.
Our firm can negotiate with an insurance company to make sure you receive a settlement that accounts for all your past, present, and future needs, and we are not afraid to file a lawsuit if an insurer is unwilling to provide you a satisfactory award. You can have our Bloomington personal injury attorneys provide an honest and thorough evaluation of your case when you call (952) 345-1025 or contact us online to schedule a free consultation.