Most states have certain minimum requirements regarding automobile insurance. Minnesota is not different. Knowing your rights and benefits under the law puts you in a position to properly pursue recovery when you have been hurt in an accident. Out of pocket expenses associated with being injured in a car accident can really take a bite out of your budget, so it is important to understand the requirements under Minnesota law relative to insurance.
The Minnesota No Fault Insurance Act spells out your rights and benefits when you’ve been in a car accident. Some significant highlights of the Act include:
- Your out of pocket costs are covered under the Act and you are entitled to seek reimbursement for the costs of care you’ve paid on your own regardless of who was at fault for the accident.
- For more serious injuries you can seek compensation for pain and suffering and other expenses related to the accident.
- All drivers are required to carry no fault insurance as part of their automobile policy, with the exception being policies for motorcycles.
Proof of insurance is required when you renew your tag, and you can even be charged with a misdemeanor for not having the required coverage. Collecting no fault benefits requires you to report the accident to your insurance provider and make a claim. The process is complex, but is made less so when you utilize the services of a trained accident attorney to help you. Making a no fault claim is only one component of a personal injury case. Seeking compensation for other damages will help to make you whole, and should not be overlooked. Call our office today to find out what you need to do when you’ve been hurt.
If you’ve been hurt in an accident, let an experienced attorney help recover a full and fair compensation for all of your injuries. We explain all the aspects of your case so there are no surprises. Call a Bloomington, Minnesota personal injury attorney today and schedule your appointment.