Thankfully not every personal injury accident results in severe injuries. However, this does not mean that your injuries are not significant to you, and that you do not deserve to fully recover. When an accident involves only minor injuries (including minor scratches and other small damage to your property), it can be tempting to handle the claim on your own and accept a quick settlement with the insurance company. But, doing so can have serious consequences, and so consulting with an experienced personal injury attorney is the better way to proceed.
Although you may have walked away from an accident with only some bumps, bruises, or minor injuries it is always a good idea know what choices you have to resolve the matter. A few good reasons it is not a good idea to try and settle a case with minor injuries include:
- You run the risk of being left financially responsible for the repairs to your vehicle. In minor accidents, insurance companies are prone to conclude the damage is virtually non-existent. This can leave you holding the bag for repair costs.
- Even with a minor injury you may have had to take time off work and a quick settlement might not take into account your lost wages for this time.
- A quick trip to the doctor or even an after-hours clinic may not be covered if you are persuaded into settling too quickly because your injuries are not considered serious. This means you will have to foot the bill for doctor office co-pays and prescriptions. If by chance you need a refill or have to go back to the doctor for a follow up visit after having settled your case, you will have missed out on being able to include all of your costs in the settlement.
While a quick settlement seems easier than taking your case to Court, keep in mind the law gives you a certain amount of time to file a personal injury case. Rather than give up some of your rights by acting too quickly because the damage is minor, take the time to speak with a qualified attorney. We will review your case and provide you with your options, so you can make a decision that works.
If you have been in an accident, call our office to learn more. Let an experienced attorney help you figure what is best for you. Call a Bloomington, Minnesota personal injury attorney today.