When people are involved in motor vehicle accidents in Minnesota, they typically place an enormous amount of trust in their respective insurance companies to obtain the compensation necessary from negligent parties. Minnesota Statute § 169.09 is the state law that establishes a motorist’s duty to stop for a collision, provide required information, and render reasonable assistance, but the steps immediately after reporting a crash can be just as important for people involved in collisions in Minnesota.
Did you suffer severe injuries or was your loved one killed in a car accident in Minnesota? You will want to make sure that you contact JD Haas & Associates before you speak to an insurance company. Call (952) 345-1025 right now to take advantage of a free consultation that will let our firm review your case and answer all of your legal questions.
Why You Should Avoid Speaking to a Negligent Driver’s Insurance Company
Following many accidents, insurers for the negligent drivers will attempt to contact victims who were injured or involved in the crashes. The representatives handling these phone calls often seem genuinely concerned about the well-being of victims and express a willingness to help them recover.
Anybody who has been involved in a motor vehicle wreck should avoid making any recorded statement to such an agent. Despite the seeming harmlessness in talking to an insurance company representative about your recollection of a crash, many victims unknowingly make incredibly damaging statements that are used to ultimately reduce their final payouts.
For example, comments about pain not being that bad or a condition feeling like it is improving will be presented as evidence that injuries are not that severe. JD Haas & Associates can represent you in these initial conversations with insurance companies and fight to get you the compensation you need and deserve for all of your medical bills, lost income, and other damages.
When You Should Be Careful Speaking to Your Own Insurance Company
It is an unfortunate truth that despite all motorists being required under state law to maintain automobile insurance policies, there remain too many drivers who do not have valid insurance. Other motorists simply maintain the absolute minimums and do not have the resources necessary to pay larger injury claims.
In such instances, however, a victim can often be covered under his or her own uninsured or underinsured motorist policy. While most people understandably assume that their own insurance companies are far more likely to take care of them than the insurers for other drivers, the truth is that all insurance companies are businesses focused on their bottom lines.
As a result, even your own insurance company will seek to minimize the amount paid for an uninsured-underinsured motorist claim. Again, you will want to make sure that you immediately retain legal counsel before making any statement to an insurer about your accident.
Find a Car Accident Attorney in Minnesota
If you sustained serious injuries or your loved one was killed in a motor vehicle crash in Minnesota, it is in your best interest to quickly contact JD Haas & Associates. Our experienced Bloomington personal injury lawyers will work tirelessly to help you obtain all of the compensation you are entitled to.
You can have our firm provide an honest and thorough evaluation of your case as soon as you call (952) 345-1025 or contact us online to schedule a free initial consultation.