Being the victim of an auto accident is expensive. You will likely need to have repair work done to your vehicle, if you do not need to have it replaced altogether and it is also probable you will need medical attention. Both of these things cost money, but when you are not at fault for the accident it is not your responsibility to remit payment for these necessary services. You are entitled to make a claim against the negligent driver, and demand that they reimburse your for all of your injuries. This includes damage to your property as well as any personal injury suffered. The way to make this demand is to file a claim with the negligent driver’s insurance company, and provide credible proof that their driver caused the accident. It is the job of the insurance company adjuster to take in your evidence, and give you a full and fair compensation for the damage done.
Anytime an insurance company is in the picture, it can become blurry. Common questions that arise regarding insurance during a personal injury case include:
- How long will the adjuster take to review my claim? The answer depends on the adjuster’s caseload, and using a skilled personal injury attorney can help speed up the process by holding the adjuster accountable for looking over your case timely. If the case is not moving at a reasonable pace, your attorney can file a lawsuit to ignite a fire.
- What type of settlement will be made to me? This depends on the specific facts of your case, and the answer requires a thorough review of the accident by a trained legal professional.
- Will I have to tell my own insurance company about the wreck, and if so will they raise my rates? Again, this depends on the circumstances of your case. For instance, if the other driver is underinsured or not insured at all you might opt to make a claim on your own policy through the uninsured motorist provision. If so, your company will be made aware of the incident.
Every case is different, as is every outcome. Our goal is to work with you on an individualized basis, toward results that meet your needs. If you have been hurt in an accident through the negligent actions of another, call us today for help.
If you have been in an accident, call our office to learn your options. Let an experienced attorney help you figure what is best for you. Call a Bloomington, Minnesota personal injury attorney today.